THE EFFECTS OF DIGITAL TRANSFORMATION, ESG DISCLOSURE, AND CORPORATE GOVERNANCE ON CORPORATE FINANCIAL DISTRESS THROUGH OPERATIONAL RISK AND FINANCING CONSTRAINTS. BALANCE: Jurnal Akuntansi, Auditing dan Keuangan, [S. l.], v. 23, n. 1, p. 104–145, 2026. DOI: 10.25170/balance.v23i1.7837. Disponível em: https://ejournal.atmajaya.ac.id/index.php/BALANCE/article/view/7837. Acesso em: 14 aug. 2026.