THE EFFECTS OF DIGITAL TRANSFORMATION, ESG DISCLOSURE, AND CORPORATE GOVERNANCE ON CORPORATE FINANCIAL DISTRESS THROUGH OPERATIONAL RISK AND FINANCING CONSTRAINTS. balance [Internet]. 2026 Aug. 13 [cited 2026 Aug. 14];23(1):104-45. Available from: https://ejournal.atmajaya.ac.id/index.php/BALANCE/article/view/7837