THE INFLUENCE OF CREDIT RISK, INTEREST RATES, AND LIQUIDITY ON BANKING PROFITABILITY IN INDONESIA BEFORE AND DURING THE COVID-19 PANDEMIC CONDITIONS. Jurnal Akuntansi, [S. l.], v. 19, n. 1, p. 22–39, 2025. DOI: 10.25170/jak.v19i1.6032. Disponível em: https://ejournal.atmajaya.ac.id/index.php/JARA/article/view/6032. Acesso em: 12 may. 2025.