PENGARUH GREEN FINANCING DAN FAKTOR SPESIFIK BANK TERHADAP RISIKO PERBANKAN DI INDONESIA
Keywords:
Green financing, credit risk, sustainable development, panel dataAbstract
This study aims to analyze the effect of the implementation of Green Financing and banking-specific factors such as credit quality, bank efficiency, profitability, solvency, and bank size on Credit Risk in Indonesian banking in the period 2015-2019. Green Financing is measured by the total green credit, bank efficiency is measured by BOPO, and profitability is measured by Return on Assets (ROA). The sample of this study are commercial banks that have been listed on the Indonesia Stock Exchange (IDX) in 2015-2019 and have implemented sustainable banking. Of the 45 banks, there are 9 selected banks that meet the criteria. The results showed that credit quality, bank efficiency and solvency had an effect on Credit Risk, while Green Financing, profitability and bank size had no effect on Credit Risk.
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